[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"cookie-copy":3,"important-message":10,"onboarding":25,"mainMenu":199,"contribution-page-SE-0-SE-6-51140098":200,"footer":810},{"content":4,"modalContent":7},{"en":5,"sv":6},"\u003Cp>Openaid.se uses cookies to improve your experience as a user, including cookies for web analytics and cookies that help the website function properly. Cookies that handle your selection in this box cannot be opted out. \u003Ca href=\"https:\u002F\u002Fopenaid.se\u002Fen\u002Fabout-openaid\u002Fabout-the-website\">Read more about cookies at Openaid.se\u003C\u002Fa>\u003C\u002Fp>\n","\u003Cp>Openaid.se använder kakor för att förbättra upplevelsen för dig som användare, bland annat kakor för webbanalys och kakor som bidrar till att webbplatsen fungerar korrekt. Kakor som hanterar ditt val i denna ruta går inte att välja bort. \u003Ca href=\"https:\u002F\u002Fopenaid.se\u002Fabout-openaid\u002Fabout-the-website\">Läs mer om kakor på Openaid.se\u003C\u002Fa>\u003C\u002Fp>\n",{"en":8,"sv":9},"\u003Cp>Openaid.se use necessary and functional cookies to make our website work. We also use cookies to improve website functionality by obtaining statistics on how the site is used. You can change your settings here at any time. \u003Ca href=\"https:\u002F\u002Fopenaid.se\u002Fen\u002Fabout-openaid\u002Fabout-the-website\">Read more\u003C\u002Fa>\u003C\u002Fp>\n","\u003Cp>Här godkänner du vilka kakor webbplatsen får spara i din dator. Du kan när som helst ändra dina inställningar. \u003Ca href=\"https:\u002F\u002Fopenaid.se\u002Fabout-openaid\u002Fabout-the-website\">Läs mer om kakor på Openaid.se\u003C\u002Fa>\u003C\u002Fp>\n",{"data":11,"show":24},{"active":12,"title":13,"message":16,"link":19,"link_text":21,"starttime":22,"endtime":23},true,{"en":14,"sv":15},"Data on Openaid.se is being updated","Uppdatering av data pågår ",{"en":17,"sv":18},"The website’s data is updating. This is expected to be ready within 20 minutes. Some data may be incorrect during this time. \r\n\r\nContact openaid@sida.se for more information.","Just nu pågår en uppdatering av webbplatsens data. Viss data kan därför vara felaktig under uppdateringen. Uppdateringen väntas ta ca 15-20 minuter. \r\n\r\nKontakta openaid@sida.se vid frågor.\r\n",{"en":20,"sv":20},"",{"en":20,"sv":20},"2026-05-26T08:55:32","2026-05-26T09:30:35",false,{"help":26,"intro":73,"tour":128},{"data":27,"enabled":12},{"page_description":28,"tour_description":53,"intro_description":63},[29,35,41,47],{"page":30,"description":32},{"en":31,"sv":31},"%2Ffind-aid%2Fsector-category",{"en":33,"sv":34},"On this page sector categories are listed and can be filtered by year or search keyword.","På den här sidan listas sektorkategorier, som beskriver vilket specifikt område hos en mottagare som en aktivitet ska gynna och utveckla. Dessa kan filtreras på år och sökord.",{"page":36,"description":38},{"en":37,"sv":37},"%2Ffind-aid%2Fdonors",{"en":39,"sv":40},"On this page responsible government agencies are listed and can be filtered by year or search keyword.","På den här sidan listas ansvariga myndigheter. Dessa kan filtreras på år och sökord.",{"page":42,"description":44},{"en":43,"sv":43},"%2Ffind-aid%2Fcountries-and-regions",{"en":45,"sv":46},"On this page countries and regions are listed.","På den här sidan listas länder och regioner där Sverige bedriver utvecklingssamarbete och där stöd ska bidra till utvecklingsresultat.",{"page":48,"description":50},{"en":49,"sv":49},"%2Ffind-aid%2Fpartners",{"en":51,"sv":52},"Choose a partner that Swedish government agencies cooperate with to implement Swedish aid.","På den här sidan listas samarbetspartner som ansvariga myndigheter samarbetar med för att genomföra biståndet.",{"title":54,"description":57,"button_text":60},{"en":55,"sv":56},"Do you need help?","Vill du ha hjälp att utforska biståndet?",{"en":58,"sv":59},"Join a tour and get tips on what to do on this page.","Följ med på en rundtur med tips på vad du kan göra på denna sida.",{"en":61,"sv":62},"Start the tour","Visa mig runt på sidan",{"title":64,"description":67,"button_text":70},{"en":65,"sv":66},"Do you want to know more about Openaid?","Vill du veta mer om Openaid?",{"en":68,"sv":69},"Here you will get a quick introduction to Openaid and what you can do on this website.","Här får du en snabb introduktion till vad Openaid är och vad du kan göra på webbplatsen.",{"en":71,"sv":72},"Start introduction","Starta introduktionen",{"data":74,"enabled":12},[75,83,91,101,111,120],{"title":76,"description":79,"other_info":82},{"en":77,"sv":78},"Welcome to Openaid","Välkommen till Openaid",{"en":80,"sv":81},"Here you will find information about when, to whom and for what purpose Swedish aid funds have been disbursed since 1998. You can also see the results that have been achieved. ","Här kan du se när, till vem och för vilket ändamål svenskt statligt bistånd har betalats ut sedan 1998. Du kan också se biståndets resultat. ",{"en":20,"sv":20},{"title":84,"description":87,"other_info":90},{"en":85,"sv":86},"Openaid shows data from different agencies","Openaid visar data från olika myndigheter",{"en":88,"sv":89},"Statistics and payments from all Swedish government agencies handling funds in the Expenditure area 7: International aid form the basis for the data presented on Openaid.","På Openaid kan du hitta statistik och utbetalningar från alla myndigheter och departement som hanterar statliga biståndsmedel.",{"en":20,"sv":20},{"title":92,"description":95,"other_info":98},{"en":93,"sv":94},"Choose what data you want to see","Välj vilken data du vill se",{"en":96,"sv":97},"You can choose to see data from specific agencies, to specific countries or regions or within specific sectors. You can also see contributions performed by a specific partner.","Du kan välja att se data från vissa myndigheter, till vissa geografiska områden eller inom vissa sektorkategorier, som beskriver vilket temaområde en insats genomförs i. Du kan också se insatser som utförts av en viss samarbetspartner.",{"en":99,"sv":100},"Openaid is continuously updated. This means that for the current and previous year, sums are updated as data is reported and published. ","Openaid uppdateras löpande. Det innebär att för nuvarande år och föregående år uppdateras summor i takt med att data rapporteras in och publiceras. ",{"title":102,"description":105,"other_info":108},{"en":103,"sv":104},"See contributions","Se enskilda biståndsinsatser",{"en":106,"sv":107},"You can get in-depth information about a contribution. Here you can see results, transactions and documents. ","Du kan få fördjupad information om en enskild insats som gjorts inom biståndet. Här kan du se resultat, transaktioner och dokument. ",{"en":109,"sv":110},"The website’s data can be exported. ","All data på Openaid går att exportera. ",{"title":112,"description":114,"other_info":117},{"en":55,"sv":113},"Hjälpen är alltid nära",{"en":115,"sv":116},"Locate the button with a question mark in the lower right corner!","På Openaid finns fler tips på vad du kan göra. Leta upp knappen med frågetecknet i högra hörnet!",{"en":118,"sv":119},"For questions, please contact openaid@sida.se.","Vid frågor, kontakta openaid@sida.se.",{"title":121,"description":124,"other_info":127},{"en":122,"sv":123},"Explore aid","Är du redo att utforska biståndet?",{"en":125,"sv":126},"Start exploring the Swedish development cooperation on Openaid. Either on your own or by joining the tour.","Nu kan du börja utforska biståndet på Openaid – antingen på egen hand eller genom att följa med på en rundtur.",{"en":20,"sv":20},{"data":129,"enabled":12},{"general":130,"startpage":150,"explore_aid":165},[131,141],{"id":132,"title":133,"description":136,"other_info":139},"explore-aid-menu-button",{"en":134,"sv":135},"Find all Swedish aid","Hitta till allt bistånd",{"en":137,"sv":138},"Here you can find data based on responsible agencies, countries and regions, partners, sector categories, strategies and The Sustainable Development Goals. ","Här kan du hitta bistånd utifrån ansvarig myndighet, länder och regioner, samarbetspartner, sektorkategorier, strategier och Globala målen. ",{"en":140,"sv":140},null,{"id":142,"title":143,"description":146,"other_info":149},"main-search",{"en":144,"sv":145},"Search the site","Sök på webbplatsen",{"en":147,"sv":148},"Here you can search for any content on the site, for example a country, a contribution or a document.","Här kan du söka på allt innehåll efter till exempel ett land, en insats eller ett dokument.",{"en":140,"sv":140},[151,160],{"id":152,"title":153,"description":156,"other_info":159},"show-aid-button",{"en":154,"sv":155},"Explore aid on your own","Utforska biståndet på egen hand",{"en":157,"sv":158},"You can choose which responsible agencies you want to see Swedish aid from, to which geographical areas and within which sector categories.","Du kan välja vilka ansvariga myndigheter du vill se bistånd från, till vilka geografiska områden samt inom vilka sektorkategorier. ",{"en":140,"sv":140},{"id":161,"title":162,"description":163,"other_info":164},"more-choices-filter-button",{"en":20,"sv":20},{"en":20,"sv":20},{"en":140,"sv":140},[166,171,176,181,190],{"id":167,"title":168,"description":169,"other_info":170},"comparison-filter-card",{"en":20,"sv":20},{"en":20,"sv":20},{"en":140,"sv":140},{"id":172,"title":173,"description":174,"other_info":175},"comparison-filter-modal-trigger",{"en":20,"sv":20},{"en":20,"sv":20},{"en":140,"sv":140},{"id":177,"title":178,"description":179,"other_info":180},"add-comparison-button",{"en":20,"sv":20},{"en":20,"sv":20},{"en":140,"sv":140},{"id":182,"title":183,"description":186,"other_info":189},"compare-explore-aid-navigation",{"en":184,"sv":185},"See how the aid is distributed","Se hur biståndet är fördelat",{"en":187,"sv":188},"Here you can see how the Swedish aid has been distributed based on your filter options.","Här kan du snabbt navigera och se hur biståndet har fördelats utifrån de val du har gjort.",{"en":140,"sv":140},{"id":191,"title":192,"description":195,"other_info":198},"export-button",{"en":193,"sv":194},"Export data","Exportera data",{"en":196,"sv":197},"You can export the data in xls-format.","Här kan kan du exportera data i xls-format.",{"en":140,"sv":140},{},{"contribution":201,"activities":354,"paidTransactions":790,"transactions":803,"strategies":809},{"iatiidentifier":202,"reportingorg":203,"title":208,"descriptions":213,"participatingorgs":226,"activitystatus":232,"activitydates":234,"defaultflowtype":241,"contactinfo":242,"recipientCountries":249,"sectors":254,"documentlinks":269,"result":279,"relatedactivities":294,"lastupdateddatetime":299,"lang":273,"defaultcurrency":300,"hierarchy":220,"humanitarianSpecified":24,"hasHumanitarianActivity":24,"hasLongtermActivity":12,"transactionsMetadata":301,"activitiesMetadata":348},"SE-0-SE-6-51140098",{"narrative":204,"ref":205,"type":206,"secondaryreporter":207},"Sweden","SE-0",10,0,[209,212],{"lang":210,"value":211},"sv","Financial Sector Deepening Mozambique",{"value":211},[214,221],{"narrative":215,"type":220},[216,218],{"value":217},"The Financial Sector Deepening Mozambique (FSDMoç) is a five-year program (2014-2019) that aims at facilitating access to financial services in Mozambique. The program aims at contributing to access to financial services for 228 Micro, Small and Medium-sized Enterprises (MSMEs) and over 630.000 Mozambicans, with particular focus on financial inclusion of previously excluded groups of people living in poverty and in rural areas and overcoming particular barriers for women. The program uses a systemic - or making markets work for the poor (M4P) - approach to address the challenge of financial inclusion in Mozambique. This means that the point of departure for the program design is to identify, understand and address the key binding constraints that hamper financial inclusion throughout the financial sector market system. Program interventions will aim at facilitating existing market actors to do more to develop various parts of the financial system - divided into macro, meso and micro level interventions - to make it more inclusive. Promotion of new technology and partnerships with all market actors, public as well as private, financial and non-financial sector service providers, is part of the FSDMoc strategy. \n\nExamples of the type of interventions are:\n(i) macro level interventions to improve policies and regulations governing the functioning of the financial sector as well as research and data collection to inform and supports effective policy making; \n(ii) meso level interventions aimed at strengthening the institutions and infrastructure that support the functioning of the financial sector, for example credit reference bureaus, collateral registries, and mobile payment platforms and \n(iii) micro level interventions focused on working with financial institutions, including banks, microfinance institutions and informal financial service providers to develop and deliver products and services targeted at poor households and MSMEs as well as working with demand-side challenges such as financial literacy and gender specific barriers to access financial services.\n\nThe program started in 2014 and is implemented by the consultancy firm DAI Europe. The program started with DFID funding in 2014 (total of 13,5 M£), with the Embassy of Sweden (EoS) joining for the period 2016-2019 (with 40 MSEK) and possibly other partners to joining in 2017.\n\nEoS will use delegated cooperation with DFID to and monitor programme implementation through its observer status in FSDMoc Programme Investment Committee (PIC). PIC is presented with all the required plans\u002Freports - including narrative and financial reports - for program follow-up and approve them accordingly. PIC is also presented with projects for a PIC no-objection. \n\nEoS funding will mainly go to the FSDMoc Market Development Fund (MDF). The funding will mainly be used for all the MDF interventions (see the type of interventions listed above), but also to recruit one additional staff member to FSDM in order to handle the additional funds. The additional funds will be used to scale-up FSDMoc activities in the areas of: housing finance, micro-insurance, micro-enterprises\u002Fhouseholds, digital finance, small-scale farmers, savings groups, and women.",{"lang":210,"value":219},"Financial Sector Deepening Moçambique (FSDMoç) är ett femårigt program (2014-2019) vars syfte är att facilitera ökad tillgång till finansiella tjänster i Moçambique. Programmets mål är att bidra till ökad tillgång till finansiella tjänster för 228 mikro-, små, och medelstora företag (MSMEs) och över 630.000 människor, med ett specifikt focus på tidigare exkluderade grupper av människor som lever i fattigdom, på landsbygden och kvinnor. Programmet använder sig av en systemisk marknadsorienterad ansats (M4P) för att få fler inkluderade i det finansiella systemet. Detta innebär att programmet har utformats genom att identifiera, förstå och adressera de underliggande hinder som existerar på all systemnivåer i den finansiella sektorn i Moçambique och som hindrar finansiell inkludering. Programmets interventioner faciliterar existerande marknadsaktörer att utveckla olika delar av det finansiella systemet på mikro, meso och makronivå med syfte att göra det mer inklusivt. Främjandet av ny teknologi, nya partnerskap med alla typer av marknadsaktörer, privata som offentliga, aktörer i och utanför finanssektorn, är alla viktiga delar av FSDMoc strategi. Exempel på interventioner:\n(1) på makronivå är förbättrade lagar, policys och regelverk som styr den finansiella sektorn liksom utarbetandet av analyser som kan användas som stöd\u002Funderlag för dessa\n(2) på mesonivå är stärkta institutioner och förbättrad infrastruktur som stödjer en fungerande finansiell sektor, tex kapacitetsutveckling, kreditupplysningsfunktioner, register för tillgångar som kan användas som säkerhet, samt plattformar för användandet av mobila pengatransfereringar, samt   \n(3) på mikronivå är samarbeten med finansiella institutioner som banker, mikrofinansinstitutioner och civila samhällsorganisationer som jobbar med informella finansiella tjänster, för att utveckla deras produkter, tjänster och modeller som fokuserar på MSMEs och människor som lever i fattigdom, samt att adressera efterfrågesidan genom ökade finansiella kunskaper samt specifika hinder för kvinnor.\n\nProgrammet startade 2014 och implementeras av DAI Europe. Programmet finansieras av DFID med totalt 13,5 M£, där svenska ambassaden i Maputo ämnar att finansiera perioden 2016-2019 med totalt 40 MSEK. Fler givare väntas bidra till programmet fr.o.m. 2017.\n\nAmbassaden kommer att använda delegerat partnerskap med DFID Mozambique för att finansiera insatsen och följa upp programmets implementering genom deltagande i FSDMoc \"Programme Investment Committee\" (PIC). I PIC kommer ambassaden ha observatörs status. PIC presenteras med samtliga planer\u002Frapporter - inklusive narrativa och finansiella rapporter - för godkännande och uppföljning. Även större och strategiska projekt kommer att presenteras till PIC för ett \"no-objection\" förfarande. Representanter för programmet är ansvariga för att rapportera till PIC (CEO). I PIC kommer både DFID och ambassaden att delta, tillsammans med externa finanssektorexperter, samt representanter för GoM (just nu centralbanken och eventuellt i framtiden även någon från finansministeriet). Denna styrnings- och uppföljningsmekanism är lik den i FSDMoc systerprogram i Tanzania och Kenya.   \n\nAmbassadens finansiering kommer framförallt gå till FSDMoc så kallade \"Market Development Fund\" (MDF). Finansieringen kommer främst att användas till att finansiera samtliga MDF interventioner (se typ av interventioner ovan) men även till att rekrytera ytterligare en person till FSDMoc som kommer att hantera de ytterligare medel som programmet kommer ta emot. Den extra medel som programmet kommer ta emot kommer att använda till att skala upp FSDMoc aktiviteter inom: \"housing finance\", mikro-försäkringar, mikro-entreprenörer\u002Fhushåll, mobila penga-transfereringar, små-skaliga bönder, spar- och kreditgrupper samt tillgång till finansiella tjänster för kvinnor.",1,{"narrative":222,"type":225},[223],{"value":224},"The FSDMoç intended outcome is a broader and more inclusive financial sector in Mozambique. This will be done through multi-system intervention approach at (i) macro level to improve policies and regulations that govern the functioning of the financial sector and the data that supports effective policymaking; (ii) meso level to build institutions and infrastructure that support the functioning of the financial sector (like credit reference bureaus, collateral registries, and mobile payment platforms) as well as facilities to support financial service providers in advocacy and training; (iii) micro level focused on working with financial institutions to develop and deliver products and services targeted at poor households and MSMEs as well as working on the demand-side challenges associated with literacy and education, gender discrimination and lack of adequate collateral and property rights.",2,[227,228],{"narrative":204,"ref":205,"type":206,"typeSpecified":12,"role":220},{"narrative":229,"ref":230,"type":206,"typeSpecified":12,"role":231},"Swedish International Development Cooperation Agency","SE-6",3,{"code":233},4,[235,237,239,240],{"type":233,"isodate":236},"2024-03-31T00:00:00",{"type":225,"isodate":238},"2016-11-16T00:00:00",{"type":231,"isodate":236},{"type":220,"isodate":238},{"code":206},{"organisation":243,"telephone":244,"email":245,"website":246,"mailingaddress":247},{"narrative":229},"+46 8 698 50 00","sida@sida.se","www.sida.se",{"narrative":248},"Box 2025, 174 02 Sundbyberg, Sweden",[250],{"narrative":251,"code":252,"percentage":253},"Mozambique","MZ",100,[255,259,263,266],{"narrative":256,"code":257,"vocabulary":220,"percentage":258},"Education\u002Ftraining in banking and financial services",24081,99.54,{"narrative":260,"code":261,"vocabulary":220,"percentage":262},"Administrative costs (non-sector allocable)",91010,0.46,{"narrative":264,"code":265,"vocabulary":225,"percentage":258},"Banking & Financial Services",240,{"narrative":267,"code":268,"vocabulary":225,"percentage":262},"Administrative Costs of Donors",910,[270],{"title":271,"category":275,"url":277,"format":278},{"narrative":272},{"lang":273,"value":274},"en","Final evaluation of financial sector deepening Mozambique (FSDMoc) 2016-2020",{"code":276},"A07","http:\u002F\u002Fcdn.sida.se\u002Fapp\u002Fuploads\u002F2023\u002F11\u002F03081841\u002FDE2023_23_62659en.pdf","application\u002Fpdf",{"title":280,"description":285,"indicator":288,"type":225,"aggregationstatus":207},[281,283],{"value":282},"Results achieved",{"lang":210,"value":284},"Uppnådda resultat",[286],{"value":287},"Overall, the final evaluation assessed that actions taken by FSDMoç which are going to be sustainable over time include over 60 initiatives, where FSDMoç provided various types of support. Results are found at both macro, meso and micro level. \n\nAt Macro level, contributing to the adjustment of the legal and normative framework, FSDMoc was partnering with policy makers and regulators which have resulted in changes that will not likely be reversed. For example, the following were sustainable products: a new regulation for agent banking (Aviso No. 10\u002FGBM\u002F2020 of 17th December 2020) which included some recommendations based on the Agent banking and non-banking in Mozambique study facilitated by FSDMoç; a set of draft regulations on simplified bank accounts and draft amendments to reduce the legal minimum age to open accounts from 21 to 16 years old prepared by the Central Bank (BoM); and the amendment of the Law of Credit Institutions and financial societies (ICSF 20\u002F2020). \n\nFSDMoç did not directly develop policies or strategies, it did, however, act both as a facilitator for pertinent subjects for discussions and as a bridge between private sector entities and the BoM and MEF to aggregate issues of concern as contribution for the development of adjustment of the legal and normative framework. FSDMoç also performed a relevant role in the implementation of the National Financial Inclusion Strategy by commissioning interventions, studies and actively participating in events to promote financial inclusion with particular focus on targeting women. FSDMoç also contributed to institutional capacity building of the capital market regulator, BVM, and supported training to regulators, policy makers and academics to introduce the subject of capital markets. Most of these interventions produced results that are sustainable (ex. BVM, NFIS).\n\nAt Meso level, in terms of bringing about sustainable change to financial system infrastructure, FSDMoç was a content partner in the interventions related to inclusive rural agricultural insurance using GIS technology; it contributed to innovations in digital market place platforms: it helped to bring into play an electronic-ticketing system on public bus transportation; it provided technical and financial support to the development of a micro-insurance channel for low-income segments and digital payment platform. TA was also provided to support the development of a comprehensive and accepted Interoperability model in Mozambique, engaging financial sector players as well as the Bank Association and The Central Bank. FSDMoç participated in saving groups interventions facilitated by organizations like Ophavela, CARE, services using PAYGO models using M-Pesa, like the solar energy systems from Epsilon Energia Solar and Solar Works, promotion of microinsurance services, especially for services like funeral insurances and financial literacy. There was also support to Vodafone M-Pesa, SA to increase the outreach in terms of products education, facilitation and doubling of their agent and their geographical distribution. It has put into place MoUs signed with banks in order to facilitate the establishment and expansion of agent banking.\n\nAll the above actions are expected to generate behavioural change and other effects at the Micro level for vulnerable people, including women, youth, MSME and smallholder farmers. The nature and sustainability of the changes that could be generate there are not clear since the change process has barely begun. However, experience in other countries in Africa and elsewhere (ex. 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